1. Affirm is a modern financial company that allows people to buy goods or services and pay off those purchases in fixed monthly payments. The benefit of using Affirm is they don’t charge late fees, service fees, prepayment fees, or any other hidden fees.

2. Affirm offers clear, simple financing for your purchases:

• When you are filling out the enrollment form for your training, you would select the Affirm payment option on the checkout page.
• Enter a few basic pieces of information to identify yourself. Affirm will let you know if you are approved for a loan in real time.
• Review your payment plan details and click confirm to finalize the loan. Once you’re done, your purchase will be on its way. That’s it! Just remember to pay your bills on or before their due dates or sign up for autopay at www.affirm.com/pay.

3. To sign up for Affirm, you must:

• Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
• Provide a valid U.S. or APO/FPO/DPO home address. Buy with Affirm is not currently available to Iowa or West Virginia residents.
• Provide a valid U.S. mobile or VoIP number and agree to receive SMS texts.
• Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity

Yes, Affirm loans vary between 10% and 30% APR simple interest. You may qualify for 0% APR.

Affirm doesn’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Depending on the size of your purchase and what you were prequalified for, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.